The casino game Punto Banco is a version of baccarat that has been played in brick and mortar casinos for decades. Today, PuntoBanco is also a popular live casino dealer game online. Online Punto Banco is still a favorite game today, offered in exclusive VIP casino halls and a hub in the global gambling market. Many online baccarat games are called PuntoBanco and follow the gameplay, which is actually quite simplistic. Play Punto Banco casino version with Hurolinan!

Online Casino Punto Banco 2023

Casino Review Characteristics Bonus Play now
bitstarz TOP Bitstarz casino 5/5
  • Top deposit methods
  • Nice welcome bonus
  • Unlimited Play!
Get $10,000 or 5BTC + 180 Free Spins Play now
ricky TOP Ricky Casino 5/5
  • Top deposit methods
  • Beautiful VIP package
  • Unlimited Play!
Welcome Bonus €1200 + 120 Free Spins Play now
lucky-dreams TOP Lucky Dreams Casino 5/5
  • Fast deposhit methods
  • Live Casino
  • Unlimited Play!
Up to $4,000 Welcome Offer + 300 Free Spins Play now
casinonic TOP Casinonic Casino 5/5
  • Top deposit methods
  • Best slots bonus
  • Unlimited Play!
GET UP TO AUD 5000 BONUS Play now
spacewin 1. SpaceWin Casino 4.8/5
  • Deposit with VISA or AstroPay
  • Nice welcome bonus
  • Unlimited Play!
600% up to AUD1,000 + 100 Spins Play now
BonusBet 2. BonusBet Casino 5/5
  • Deposit quickly with Mastercard + VISA
  • Super fast payouts
  • Unlimited play
150% up to AUD200 Play now
WizeBets 3. Wizebets Casino 5/5
  • Deposit with VISA & Cryptocurrency
  • Beautiful VIP package
  • Unlimited play
100% up to AUD1,000 + 100 Spins Play now
BetAmigos 4. BetsAmigo 4.9/5
  • Fast with Cryptocurrency/VISA
  • Live Casino/Sports + 1000 Slots
  • Unlimited Play!
150% up to AUD150 Play now
Uni slots 5. Unislots Casino 5/5
  • Deposit with VISA + Mastercard
  • VIP Club + Big Bonus
  • Unlimited play
AUD700 + 200 Spins Play now
May Casino 6. Moi Casino 5/5
  • Features Bitcoin Cash/Mastercard
  • Big bonus pack
  • Unlimited play
200% up to AUD200 + 10% Cashback Play now
PlayBoom 7. PlayBoom Casino 5/5
  • Fast deposit/withdrawal (VISA+ Mastercard)
  • Wonderful bonus package
  • Unlimited play
100% up to AUD500 + 250 Spins Play now
Qbet 8. Qbet Casino 5/5
  • Deposit quickly with VISA or Mastercard
  • Daily Cash Back
  • Unlimited play
AUD100 + 5% Cash Back + 100 Spins Play now
Casiwave 9. Casiwave Casino 4.8/5
  • Deposit with KLARNA & SOFORT
  • Unlimited play
  • 30% Cash Back
800% up to AUD7500 + 800 Spins Play now 10. Justbit Casino 4.7/5
  • Mastercard, nice and fast deposit
  • Also works with Crypto
  • Unlimited play
100% up to AUD300 + 40% Cashback + 30 Spins Play now
Pino Casino 11.Pino Casino 4.8/5
  • Deposit with BRITE + KLARNA
  • Live Casinos
  • Unlimited play
AUD500 Bonus + 20% Cashback + 150 Spins Play now
One Step 12. One Step Casino 5/5
  • VISA (after 1st deposit) + Klarna!
  • Unlimited play
  • Beautiful design on your mobile
150% up to AUD200 + 20 Spins Play now
Time2Spin 13. Time2spin Casino 4.4/5
  • Deposit with KLARNA & SOFORT
  • Big Bonus!
  • Unlimited play
200% up to AUD1000 + 200 Spins Play now
Gxmble 14. Gxmble Casino 4.8/5
  • Deposit with Mastercard, Bitcoin Cash or VISA
  • Unlimited play
  • Super fast payouts
AUD2,500 Play now
Betstro 15. Betstro Casino 4.9/5
  • Deposit with Mastercard or Bitcoin Cash
  • Unlimited play
  • Super fast payouts
100% up to AUD200 Play now
iWin Fortune 16. iWinFortune Casino 4.5/5
  • Deposit quickly with VISA
  • Great welcome pack
  • Unlimited play
300% up to AUD2,000 + 200 Spins Play now
Lucky Wins 17. Lucky Wins Casino 4.6/5
  • Deposit with VISA, Bitcoin Cash
  • Unlimited play
  • Many great promotions
AUD6000 + 200 Spins Play now
Casino Stars 18.Cazino Stars 4.8/5
  • Fast with VISA & Cryptocurrency
  • Big bonus package!
  • Unlimited play
Up to AUD1200 + 150 Spins Play now
Rouge Casino 19. Rouge Casino 4.6/5
  • Deposit with KLARNA & VISA
  • Big Bonus!
  • Unlimited play
400% up to AUD2,000 + 130 Spins Play now
Player's Club 20. Players Club VIP 4.8/5
  • Deposit with VISA, Bitcoin Cash
  • Big bonus with Cashback
  • Unlimited play
222% up to AUD1,000 Play now
FGFox 21.FGFox Casino 4.9/5
  • Deposit quickly with Mastercard + VISA
  • VIP Club + Big Bonus
  • Unlimited play
100% up to AUD1000 + 100 Spins Play now
BrucePokies 22. Bruce Pokies 4.9/5
  • Features Bitcoin Cash/Mastercard
  • Cash back bonus
  • Super fast payouts
Up to AUD2,000 Play now
Bruno Casino 23.Bruno Casino 5/5
  • Quick deposit: Klarna/Mastercard/Sofort
  • Unlimited play
  • Daily cash back
AUD300 + 250 Spins Play now
Western Casino 24.West Casino 4.7/5
  • Quick deposit with Brite, Klarna + Mastercard
  • Unlimited play
  • More than 3000 games
AUD600 + 200 Spins Play now
WallaceBet 25. WallaceBet 4.7/5
  • VISA (after 1st Deposit) + Klarna
  • Fast cashout/deposit options
  • Unlimited play
150% up to AUD150 Play now
Casino Intense 26. Casino Intense 4.5/5
  • Deposit with VISA or KLARNA
  • Nice welcome bonus
  • Beautiful VIP package
AUD888 Bonus Play now
Playzax 27. Playzax Casino 4.8/5
  • Deposit with VISA or Bitcoin Cash
  • Unlimited play
  • Beautiful VIP package
100% up to AUD250 Play now

Play Punto Banco Baccarat

Unlike Chemin de Fer where players bet against each other, without the casino being financially involved, Punto Banco is a game where players bet against the dealer, similar to blackjack .

The name accurately describes the two opposing sides: punto - meaning "player" and banco - meaning "bank". The object of the game is to get nine points or get the closest to nine points before the other side does and before you bust and go over nine.

Live Dealer

Playing Punto Banco online is no different than playing in a brick-and-mortar casino because in both cases, the dealer always handles all the card action – shuffling and dealing. So there is no thrill or thrill that you could miss. Rather the opposite!

Online Punto Banco is just as exciting, especially when you play punto banco live , where you get the social aspect with immersive camera footage of the table and live casino dealer broadcast in real-time HD streaming.

There are different betting limits and many customizable options so you can personalize the game to your own taste and bankroll. Don't forget the live chat option that allows you to interact with the dealer and the other players at the table for an authentic playing experience.

Card Values

As in the other baccarat versions, 10s, jacks, queens and kings also have no value in Punto Banco. Aces are worth one point and all the rest of the cards are worth the same points as their face value.

The total value of a hand is added to the value of the first two cards drawn, and if the total is a two-digit number, ten is subtracted. For example, if the Player's hand is a 6 and an 8, the total value is four: 6+8=14 and 14-10 = 4.

Table layout

Punto Banco is played at large baccarat tables with seating for up to 12 or 14 players, two dealers and a banker. Sometimes, in smaller venues or online, you can play at smaller tables, such as those used in blackjack or mini-baccarat.

There are two designated areas on the table for Punto (player) or Banco (bank) bets. There may also be a third box for Even bets – or Tie bets. The game is played with six or eight decks of cards shuffled by the dealer before each round. Players place their bets on the Punto, Banco, or Egalite slots.

When all bets are placed and Punto Banco strategies are in place, the player in first place (or the first to the dealer's right) draws four cards and hands them to the dealer. The dealer then places them face down on the table – one card for the player, one for the bank, and again – one for the player and one for the bank. In Punto Banco all dealing is handled by the casino staff unlike Chemin de Fer where the players shuffle and deal the cards.

Draw Extra Cards

Depending on the total value of the Player's and Banker's hands, additional cards may be drawn according to the following Punto Banco rules :

Rules For The Player

  • If the player's hand has a total value of zero to five, a third card is drawn.
  • If the total is six or seven, the player stands.
  • If the hand is a small natural - eight or a big natural - nine, the player wins.

Rules For The Bank

The rules for the Bank are a bit more complicated as this is the last hand to be drawn and the drawing of a third card depends not only on the original cards dealt to the Player's hand, but also on the additional cards that are determined to be the rules described above are drawn.

  • If the total of the Bank's hand is zero to three, a third card is drawn regardless of the Player's hand.
  • If the total of the Bank's hand is four, a third card is drawn if the Player's hand is two to seven.
  • If the Banker has a five and the value of the player's hand is four to seven, a card is drawn.
  • For a Bank hand with a total of six and a Player hand with a value of six or seven, a third card may only be drawn if the Player has already drawn a third card and the total of all three cards is made.
  • The Banker must pass if the hand is seven.
  • A value of eight or nine means that both the Banker and the Player must remain standing.


When all extra cards have been dealt according to these rules, there is a clear winner – either the Player or the Bank, or a Tie if the two hands are of the same value. The payoffs of the hands are:

  • Punto bets pay 1:1
  • Banco pay bets 19:20*
  • Even bets pay 8:1

*There is a 5% commission on the Banco bet which is deducted for the payout of winning Banco bets. All losing bets will be cashed before winning bets are paid out. If the round has ended in a tie, the dealer pays winnings to players who have placed bets on the Egalité bet.

Players who have bet on Punto or Banco do not lose their bet in case of a tie. They can choose to leave their bets and use them for the next round, change them or withdraw them.

Frequently Asked Questions

Can I win real money?

You can if you play for real money .

Do I play against the bank against other players?

In this game you only play against the bank.

Is PuntoBanco a safe game?

Yes, if you play this in a reliable casino .

Are Baccarat and Punto Banco the same game?

No, Punto Banco is a version of Baccarat.

Where did PuntoBanco originate?

Originally it comes from Argentina, but the Americans quickly took it off.

Written by: Jason Vink |

Jason is an online casino expert. He obtained a BA in Communications in Brussels before starting to work at internet gambling portals in Malta (EU) in 2012. He later joined and has since started sharing his expertise with our readers. Jason is able to assess and test an online casino on many different functionalities to ensure the enjoyment and safety. If you have questions for Jason, you can always send him an email: jason [at]